Conventional, Fixed-Rate Loans

These are perhaps the most popular type of mortgage you can apply for. Conventional, fixed-rate mortgages give you protection from volatility in the event of an interest rate increase.

When you apply for a conventional loan with Lending TEam, you can expect secure and solid mortgages backed by Freddie Mac, Fannie Mae, or Ginnie Mae.

Conventional loans are generally for 15 or 30 years. A 15-year mortgage allows you to pay off your house faster and carries a lower interest rate, but you commit to a higher monthly payment.

A conventional loan generally relies on your credit score, credit history, and the down payment you wish to make on the property. Contact us today to discuss your options.

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